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BRIC

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+(954)-852-1666

EMAIL US

hello@bebric.com

CALL US

+(954)-852-1666

EMAIL US

hello@bebric.com

Frequently Asked Questions

What loan amounts does BRIC offer?

We provide financing from $150,000 to $10,000,000.

What types of loans does BRIC offer?

BRIC specializes in investment real estate financing, including Fix & Flip, Bridge Loans, Ground Up Construction, Rental Property Financing, DSCR Loans, Portfolio Loans, and financing for Short Term Rental properties.

What property types do you finance?

We finance single-family homes, townhomes, condos, multifamily properties, mixed-use properties, and ground up construction projects.

Do you finance condos?

Yes. We finance both warrantable and non warrantable condos, including high rise condominiums.

Do you require a condo questionnaire?

No. BRIC does not require a condo questionnaire.

Do you require HOA reserve studies?

No. We do not require HOA reserve studies or reserve requirements.

Do you lend to foreign nationals?

Yes. BRIC offers financing solutions for foreign national investors.

What credit score is required?
Many of our programs start at a 620 credit score, but we focus heavily on the strength of the asset and overall deal structure rather than credit alone.
 
 
 
 
Do you offer financing for short term rentals?
Yes. We have programs specifically designed for short term rental and vacation rental investors.
What is a DSCR loan?
A Debt Service Coverage Ratio (DSCR) loan qualifies based primarily on the property’s cash flow rather than the borrower’s personal income.
How quickly can BRIC close?
Many transactions can close in as little as 10 14 business days, depending on the complexity of the deal and receipt of required documentation.
Do you offer cash out refinancing?
Yes. We offer cash out refinance options on many investment properties.
Are prepayment penalties required?
Investment property loans may have a 12 month prepayment penalty. Some programs have no prepayment penalty. We review options based on your goals
Do you finance first time investors?
Yes. We work with both experienced investors and those completing their first investment project.
What makes BRIC different from other lenders?
At BRIC, we focus on solutions, not just approvals. Our team takes a consultative approach, helping clients structure deals, evaluate opportunities, and navigate challenges from acquisition through exit. We pride ourselves on speed, transparency, and white-glove service.
Can BRIC help me find investment opportunities?
For select clients, yes. BRIC can provide guidance on sourcing opportunities, reviewing projections, evaluating deal feasibility, and helping investors make informed decisions beyond financing alone.
How do I get started?
Contact our team at bric@bebric.com or visit bebric.com. A BRIC advisor will discuss your goals and help identify the best financing solution for your project.

Capital Built for
Real Estate Investors

Whether you're developing a high rise, flipping properties, or building from the ground up, BRIC provides the financing you need to move fast.

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NMLS ID #xxxxx. For more licensing information visit https://nmlsconsumeraccess.org. Loans made or arranged pursuant to California Finance Lenders Law License #xxxxxx. AZ Mortgage Banker License #xxxxx, FL Mortgage Banker License #xxxxx, Idaho MBL-#xxxx, MN license #xxxxxx, NV Mortgage Company License #xxxxx, OR Mortgage License #xxxxxx, UT Mortgage Entity License #xxxxxx, VT CLL – #xxxxxx

This is not a commitment to lend. All offers of credit are subject to due diligence, underwriting and approval. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate or best terms. Actual rates and terms depend on a variety of factors and restrictions may apply. BRIC reserves the right to amend rates and guidelines without notice.

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